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LAKSHMI CURRENT SUBHAM ACCOUNT
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Eligibility
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All as per existing Current Account norms
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S. No.
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Features
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Particulars
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1
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Average Monthly Minimum Balance(AMMB)
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Rs.20,000/-
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2
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Cash Remittance
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a. at home branch
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No Ceiling on remittance amount. [Note:Upto 10 sections - Free per day,there after Rs.5/- per section]
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b. at Non base Branches
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Upto Rs. 30000/- per day-Free
Above 30000 to Rs.3 lacs per day : Re.1/1000
Above Rs.3 lacs per day : Rs.2/1000 is to be collected
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3
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Cash Withdrawal
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a. at home branch
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No Ceiling.
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b. at Non base Branches
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Free up to Rs.50000/- per day (including Cash and transfer).No Third party Withdrawals.
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4
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Inward Clearing Charges
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a. at home branch
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Free
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b. at Non base Branches
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Free up to Rs.10 Lakhs per month, there after Rs.1/- per Rs.1000/-.
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5
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Outward Clearing Charges
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a. at home branch
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Free
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b. at Non base Branches
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Free up to Rs.10 lakhs in a month. If exceeds for every additional Rs. 1 lakh- charges Rs.50/-.
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6
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Outstation Collection Charges (OCC - Outward Cheque for Collection)
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Upto Rs.10,000/- :Rs.50 Above Rs.10,000/-to Rs.1,00,000/- :Rs.100 Above Rs.1,00,000 - :Rs.150
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7
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Inward Clearing return Charges
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a. at home branch
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With the minimum of Rs.100/- per cheque
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b. at Non base Branches
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With the minimum of Rs.100/- per cheque
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8
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Outward Clearing return Charges
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a. at home branch
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Rs.10/- per cheque
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b. at Non base Branches
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Rs.10/- per cheque
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9
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OBC/OCC cheque return charges
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Upto Rs.10,000/- :Rs.50 Above Rs.10,000/-to Rs.1,00,000/- :Rs.100 Above Rs.1,00,000/- Rs.150
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10
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DD/B.C (PO) Charges
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Free up to Rs.50 lakhs per month. There after Rs.2.25 per Rs.1000/-.
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11
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Charges for non-maintenance of Average Monthly Minimum Balance
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Rs.500/- per month
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12
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RTGS/NEFT Charges
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RTGS – Outward Transaction only
• Rs.1 Lakh to Rs.5 Lakhs–Rs.25/- per transaction.
• Above 5 Lakhs –Rs.50/- per transaction.
NEFT – Outward Transaction only
• Upto Rs.1 lakh -Rs.5/- per transaction |
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13
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Others
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Multicity cheque Book -cost Rs. 2/- per leaf.
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Statement of Account through E Mail Free (once in a month. ie. last day only)
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Free ATM Card - only for Individual / proprietory concerns
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SMS Alerts -Rs.10,000/-& above(DR/CR) - free
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Net Banking Facility – Free
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Standing Instruction –Within the bank Free.
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