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LAKSHMI CURRENT KRUPA ACCOUNT
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Eligibility
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All as per existing Current Account norms
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S.No
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Features
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Particulars
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1
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Average Monthly Minimum Balance(AMMB)
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Rs.50,000/-
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2
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Cash Remittance
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a. at home branch
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No Ceiling. [Note:Upto 10 sections - Free per day, there after Rs.5/- per section]
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b.at Non base Branches
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Upto Rs. 40000/- per day-Free
Above 40000 to Rs.4 lacs per day : Re.1/1000
Above Rs.4 lac per day : Rs.2/1000 is to be collected.
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3
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Cash Withdrawal
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a. at home branch
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No Ceiling.
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b. at Non base Branches
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Free up to Rs.50000/-per day (including Cash and transfer). No Third Party Withdrawals.
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4
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Inward Clearing Charges
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a. at home branch
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Free
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b. at Non base Branches
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Free up to Rs.15 Lakhs free per month there after Re.1/- per Rs.1000/-.
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5
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Outward Clearing Charges
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a. at home branch
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Free
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b. at Non base Branches
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Free up to Rs.15 lakhs in a month. If exceeds Rs.50/- for every additional Rs.1 lakh
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6
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Outstation Collection Charges (OCC - Outward Cheque for Collection)
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Upto Rs.10,000/- :Rs.50
Above Rs.10,000/-to Rs.1,00,000/- :Rs.100
Above Rs.1,00,000 - :Rs.150
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7
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Inward Clearing return Charges
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a. at home branch
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With the minimum of Rs.100/- per cheque
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b. at Non base Branches
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With the minimum of Rs.100/- per cheque
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8
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Outward Clearing return Charges
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a. at home branch
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Rs.10/- per cheque
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b. at Non base Branches
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Rs.10/- per cheque
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9
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OBC/OCC cheque return charges
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Upto Rs.10,000/- :Rs.50
Above Rs.10,000/-to Rs.1,00,000/- :Rs.100
Above Rs.1,00,000 - :Rs.150
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10
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DD/B.C (PO) Charges
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Free up to Rs.100 lakhs per month. There after Rs.2.25 per Rs.1000/-.
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11
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Charges for non-maintenance of Average Monthly Minimum Balance
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Rs.750/- per month.
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12
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RTGS/NEFT Charges
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RTGS – Outward Transaction only
• Rs.1 to Rs.5 Lakh–Rs.25/- per transaction.
• Rs.5Lakh & above–Rs.50/- per transaction.
NEFT – Outward Transaction only
• Upto 1 lakh-Rs.5/- per transaction |
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13
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Others
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Multicity cheque Book -cost Rs. 2.00 per Leaf
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Statement of Account through E Mail Free (once in a month ie., last day only)
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Free ATM Card - only for Individual / proprietory concerns
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SMS Alerts -Rs.10,000/- & above (DR/CR) - free
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Net Banking Facility – Free
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Standing Instruction –Within the bank Free
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